Durable, rich, leatherlike, hand-sewn cover is refillable with any standard, 8" x 11" notebook. It includes a 48-page Cambridge Business Notebook for convenient use. The pocket inside the front cover holds loose paper. Keep other essentials handy with four business card slots and a pen loop. Included wire-bound notebook contains premium 20 lb. paper. Each sheet is perforated for easy tear-out.